Active vs Passive funds? Active funds are managed by a fund manager with the aim to ‘beat the market’ Passive funds, aim to replicate the market, or ‘track’ an Index Passive funds have lower fees and sometimes perform as well as active funds

Can someone send a small zap to test my wallet? #plebchain

Income (INC) vs Accumulation (ACC) funds? If you want to withdraw dividends/interest to provide an #INCOME then income funds will allow you to do this If you want to reinvest any dividends/interest then accumulation funds do this for you - this will give you ‘compound interest’

Don’t procrastinate - it’s the thief of time Start now It doesn’t have to be perfect, just make a start and improve as you go along

In the UK 39% of adults don’t feel confident managing their money 11.5 million have less than £100 in #savings Nearly 9 million are in serious #debt If you understand #finance even slightly better than your family and friends, then you are the teacher they need

Life is too short to worry about what others think of you Because here is a little known secret…… They aren’t thinking of YOU

Will you look back on your life and be glad you made that leap you are thinking of right now? Or will you be looking back, regretting that you let the moment slip away? #finance #music

Are you scared to invest? Afraid of losing money? Then start small, invest a little, be cautious, learn as you go Only by doing this will you achieve Financial Freedom

“We are what we repeatedly do’ - Aristotle We achieve our best results from tiny continuous daily habits What matters is repetition, this moves a behaviour from ‘willpower’ to ‘habit’ Build your habit to #invest

???? #introductions

Is there are word limit on these posts?