EUROPEAN NEOBANK DEBLOCK BRINGS SELF-CUSTODY BITCOIN TO 300K USERS WITH BREEZ SDK
Founded in 2024, Deblock has quickly grown into a sizable European neobank, led by former executives from Revolut and Ledger.
On the banking side, Deblock is already licensed as an electronic money institution with the Banque de France and holds a MiCA license from the AMF.
Users get current accounts, IBANs, debit cards, and full neobank functionality.
But integrating full self-custody Bitcoin into that framework proved the real challenge.
On-chain BTC preserves sovereignty but can be slow and costly. Lightning is faster, yet complex for mainstream users. Custodial solutions reduce friction but introduce counterparty risk and regulatory burdens.
With roughly 50% of user assets held in Bitcoin, Deblock says compromise was not an option.
The solution: integrating the Breez SDK with its Spark implementation, enabling near-instant transfers, negligible fees, built-in self-custody, offline payments, and Lightning-level speed without requiring users to manage channels or routing nodes.
