I’m not rich. I don’t make crazy money. My portfolio isn’t impressive. But here’s the difference. I started. I invest what I can, when I can. I learn as I go. I don’t sit on the couch waiting for perfect. Slow money beats no money. Consistency beats excuses. It’s not flashy, but it works. Little by little, I’m getting ahead.

I’m using all my side hustle income to slowly replace our monthly bills. Money from raising cows and driving Amazon Flex goes into preferred dividend stocks that pay income every month or quarter. The goal is to cover things like: $STRC #STRD • Electric: ~$250/month • Phone: ~$150/month • Internet: ~$100/month Phase 1 is just building enough shares so the dividends cover each bill. No shortcuts, no lifestyle upgrades. One bill at a time. Not chasing big returns. Just building stability for our family.

Day 636 Phase Zero: Hustle Phase Bills don’t care about your goals. They show up every month and take what they’re owed. So I stopped negotiating with them. 2025 was cows and Amazon Flex. Cold mornings. Long routes. Missed comfort. Every extra dollar went into The Bill Kill Plan. No saving face. No lifestyle. No mercy. You don’t eliminate bills by wishing. You eliminate them by working first.

The logo is simple on purpose. A switch, a bill, and a line through it. Because the goal isn’t flashy returns. It’s flipping bills off. Side hustle money → preferred shares → utilities paid without a paycheck. I call it The Bill Kill Plan. Every share has a job. $STRD $STRC $SATA

Winter reminder: if you live north of the 37th parallel, your body can’t make vitamin D from sunlight in winter. Even sunny days don’t cut it. UVB doesn’t reach us. Go outside anyway for mood, but vitamin D comes from food or supplements until spring.

Laziness didn’t sneak up on me. I let it in. Missed the 100-pushup daily average. That’s failure. The fix isn’t thinking about it. It’s doing the work daily.

Day 632 Phase One: Kill the Electric Bill I’m using side-hustle income to buy STRD until I reach 300 shares. At that point, the monthly dividends should cover our $250 electric bill. No lifestyle upgrade. No timing the market. Just one asset with one job. Progress so far: 175 / 300 shares. Goal isn’t more income. Goal is one less bill every month. Not financial advice to just a side hustle experiment.

Day 631 I’m not afraid of hard work. I’m afraid of owing my time to someone else.

Every day is a choice: improve or drift into decay. Even on busy days, you can find 15–30 minutes for a mile walk. I walked while my kid was at practice tonight. Mobility slows aging. Keep moving forward. 🚶‍♂️🔥

Simplest wealth plan: Single? Save 50%+ of your income. Invest it. Married? Live off one salary, save/invest the rest. Assets that grow (stocks, real estate, etc.) do the heavy lifting over time. High savings rate = fast freedom. That’s it.

I didn’t fund this plan with a windfall. I funded it with cows and miles. Side hustles (raising beef + Amazon Flex) brought in ~$1.5k–$2k/mo. Instead of lifestyle creep, I used it to replace bills. The target: $800/mo in bills replaced ~$57k total capital Current progress: • STRD target: 300 shares • Current: 175 shares (~58% complete) Electric isn’t fully replaced yet, but it’s underway. One bill at a time. One asset per bill. Goal wasn’t more income. Goal was fewer mandatory expenses. Side hustles didn’t change my lifestyle. They changed who pays the utilities. Not financial advice just Hustle advice!

Good help is always around when you power up the shop vac!

I do retail arbitrage on the side hunting for hidden gems in local stores around town. My sweet spot? A select few spots where I consistently score solid deals. New with tags (NWT) items are my absolute favorite they fly off the shelves, listings are straightforward, and buyers love that fresh, unworn vibe. Fast turnover, quick profits, and zero drama. Always scouting for the next flip—who else is out there deal-hunting? 🏷️💰

Raided the silver at the Walmart clearance rack 🥈 Scooped up about 39 grams of sterling for $60. Now the question… flip it or stack it? Silver’s been on a tear lately. #silver #gold #bitcoin

Day 2 of 30 - Currently Raised 1250 satoshis of 125K needed Half tempted to drop $1,000+ on the Platinum sponsorship for my kids’ wrestling tournament and just list my company as “Bitcoin” Picture this: • Every kid rocking an event T-shirt with the Bitcoin logo • The podium banner screaming “Bitcoin” • Social media shoutouts: “Big thanks to our Platinum sponsor… Bitcoin. Yeah, that Bitcoin.” • Individual mat signs: “Sponsored by Bitcoin – Because fiat is for takedowns only” Why support a boring local business when you can make the whole gym question if bitcoin just took over youth sports? Who’s with me? Should I do it and watch the world burn (in orange, of course)? 🚀 💪 #Bitcoin #Wrestling #HODLThePin @jack @ODELL @Derek Ross @fiatjaf @PABLOF7z

Goal 125k Satoshis first zap 1250 thanks @capybara Wrestling 🤼 for freedom! #nostr #bitcoin #freedomtech #opensource #decentralization #wrestling

I need to raise to 125,000 satoshis in 30 days, what’s your best plan? See my post from yesterday for details I am going to use it to have “bitcoin” sponsor my kids wrestling tournament Not looking for handouts will work or trade for it. @jack @ODELL @Derek Ross @fiatjaf @PABLOF7z #nostr #bitcoin #freedomtech #opensource #decentralization #wrestling

Monday through Friday: Trading your finite lifespan for money you’ll use to buy things that help you forget you traded your finite lifespan Buy less junk enjoy life more.

Half tempted to drop $1,000+ on the Platinum sponsorship for my kids’ wrestling tournament and just list my company as “Bitcoin” Picture this: • Every kid rocking an event T-shirt with the Bitcoin logo • The podium banner screaming “Bitcoin” • Social media shoutouts: “Big thanks to our Platinum sponsor… Bitcoin. Yeah, that Bitcoin.” • Individual mat signs: “Sponsored by Bitcoin – Because fiat is for takedowns only” Why support a boring local business when you can make the whole gym question if bitcoin just took over youth sports? Who’s with me? Should I do it and watch the world burn (in orange, of course)? 🚀 💪 #Bitcoin #Wrestling #HODLThePin

In your experience, what’s the biggest barrier to buying local, farm-raised beef?