Rates are easy to compare. Collateral setup requires closer attention. For serious Bitcoin holders, the first question is not “What is the rate?” It is “Where does my BTC sit while I borrow?”

Plan ₿ Forum Lugano brought together the people helping shape the future of Bitcoin. Thank you to the Mayor of Lugano Michele Foletti for stopping by the Debifi booth.

Need more time? Extend your Bitcoin-backed loan without starting from zero. Review the new terms, agree, and move forward.

If you don’t find a loan offer that fits your needs, post your own. Set the terms you’re looking for and let lenders come to you, while keeping your Bitcoin in self-custody.

The conference is over. The work is just starting. Bringing non-custodial Bitcoin-backed lending to every bank.

A flashback to the presentation at Plan ₿ Forum in Lugano alongside Sygnum. For too long, banking has asked clients to trust the promise. Bitcoin makes a different model possible: assets that can be verified onchain. Not simply a feature. A new standard. 🚀

A Swiss bank now lends against bitcoin in multisig. The multisig runs on Debifi. Debifi is Sygnum's strategic partner for bitcoin lending in multisig, and Sygnum is the first partner to use Debifi for institutional lending. Sygnum already lent against crypto. Now its clients can borrow with bitcoin held in multisig, and hold a key themselves. Sygnum keeps the client and the terms. Debifi runs everything that touches the bitcoin. You can do the same through our API. Just get in touch with us!

GM Guess where we are today?

Unlocking Bitcoin Capital. A timely discussion on Bitcoin-backed lending, collateral management, and the risk frameworks shaping the future of credit.

The countdown to Lugano’s Plan B Forum has started. Come by our stand to walk through a test loan using a real collateral flow, ask questions, play Multisig, or just say hi. Looking forward to connecting in Lugano. More information here:

In Lugano, let’s talk multisig | Debifi at Plan B Forum

Meet Debifi at Plan B Forum in Lugano on 23-24 October. Book a $50 test loan or a 15-minute chat at the stand, or get the material by email.

Lugano, here we come! We’ll be at Plan ₿ Forum on 23-24 October, talking multisig. Test the loan flow at our stand, or just drop by and say hello. Can’t make it? Get our PDF and a discount code:

In Lugano, let’s talk multisig | Debifi at Plan B Forum

Meet Debifi at Plan B Forum in Lugano on 23-24 October. Book a $50 test loan or a 15-minute chat at the stand, or get the material by email.

For a Bitcoin treasury, selling BTC is sub-optimal. Borrowing against Bitcoin can create working capital for growth, operations, or new opportunities without giving up long-term exposure. The goal is not more leverage. It’s more optionality.

What do active loans look like today? 9.82% APR 65% LTV 11.5 month term Our API tracks real active contracts, bringing live visibility to Bitcoin-backed lending market rates.

A simple rule: Your BTC appreciates. Your LTV reaches 30%. Collateral Extraction becomes available. Withdraw part of your BTC collateral. Keep your loan open.

AI is reshaping security. But it is also changing how attackers find and exploit vulnerabilities. Read our take on AI, security, and vulnerability management. View article →

𝗕𝗶𝘁𝗰𝗼𝗶𝗻 𝗳𝗶𝗻𝗮𝗹𝗶𝘁𝘆 𝗶𝘀 𝗽𝗿𝗼𝗯𝗮𝗯𝗶𝗹𝗶𝘀𝘁𝗶𝗰, 𝗻𝗼𝘁 𝗶𝗻𝘀𝘁𝗮𝗻𝘁. Every additional block makes a chain reorganization less likely and more expensive to execute. That is why Debifi uses 2 Bitcoin confirmations before an on-chain escrow deposit is counted: it adds a settlement confidence.

Bitcoin-backed credit is becoming a treasury tool, not just a trading tool. It unlocks capital, while preserving the exposure.

Touch grass. Stack sats. Focus on your craft.

𝗗𝗶𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄? Bitcoin has been online for more total hours than Nasdaq has been open for trading. Why? Bitcoin never closes. It runs 24/7, including weekends, holidays, and every hour in between.

𝗛𝗼𝗹𝗱 𝘆𝗼𝘂𝗿 𝗕𝗶𝘁𝗰𝗼𝗶𝗻. 𝗙𝘂𝗻𝗱 𝘆𝗼𝘂𝗿 𝗻𝗲𝘅𝘁 𝗺𝗼𝘃𝗲. You don’t need to choose between keeping your BTC position and accessing capital. For founders and investors, liquidity can mean acting on an opportunity without selling the asset you want to keep.