Bitcoin holders have a trust problem with lending. New research: 88% would consider borrowing against BTC, but only 14% do. Real fears about volatility, liquidation, and unclear rules drive the gap.

New research finds a 'collateral gap' in Bitcoin lending

Bitcoin holders, take note. 88% say they want to borrow against their BTC. Only 14% actually do. Ledn's new survey says the gap is mostly about trust: volatility, liquidation risk, unclear rules. Worth understanding before you borrow.

Crypto Briefing

Ledn research reveals 'collateral gap' in Bitcoin lending as 88% express interest but only 14% borrow

Ledn survey of 1,244 crypto holders finds 88% would consider crypto-backed loans but only 14% use them, revealing a massive collateral gap in Bitcoin

Bitcoin holders say they want loans against their BTC. Most don't. New research finds 88% would consider it but only 14% borrow. The blocker isn't rates. It's trust. Liquidation risk, volatility, unclear rules. https://www.aol.com/research-finds-collateral-gap-bitcoin-152359620.html

88% of bitcoin holders say they'd borrow against BTC. Only 14% do. The gap is trust not rates. Know this before you borrow. #bitcoin

Ledn Survey Reveals 88% Interest in Bitcoin Lending, But Only 14% Actually Borrow | KuCoin

Nearly nine out of ten crypto holders say they’d consider taking a loan backed by their digital assets. Fewer than one in seven actually do. That...

88% of bitcoin holders want a loan backed by their stack. Only 14% borrow. The gap is trust: liquidation risk, volatility, regulation. Ledn digs into the collateral gap:

New research finds a 'collateral gap' in Bitcoin lending

Holding BTC and curious about a loan against it? Ledn found 88% are interested but only 14% borrow. The gap isn't rates, it's trust. Volatility, liquidation risk, unclear rules. Worth knowing before you sign. #bitcoin

Crypto Briefing

Ledn research reveals 'collateral gap' in Bitcoin lending as 88% express interest but only 14% borrow

Ledn survey of 1,244 crypto holders finds 88% would consider crypto-backed loans but only 14% use them, revealing a massive collateral gap in Bitcoin

Top BTC-backed loan rates for a $100K loan at 50% LTV: SALT — 8.75% Figure — 10% Arch (Standard) — 10.49% Strike — 11.02% Ledn — 11.49% Full comparison:

borrow/on/bitcoin

Compare Bitcoin-Backed Loans From Major Lenders

Free, independent comparison of major Bitcoin-backed lenders: rates, custody, terms. No credit pull required.

Real time LTV feeds for BTC held at Anchorage are now live via RedStone in Spark's markets. For borrowers: faster data means faster margin calls. Understanding your LTV matters. #bitcoin

Crypto Briefing

RedStone provides live LTV feeds for Spark's BTC collateral at Anchorage

RedStone launches real-time LTV feeds for Spark's BTC collateral at Anchorage Digital, enabling institutional lenders to monitor $150M in posi...

Bitcoin holders, take note. Ledn now accepts Tether Gold (XAUt) as loan collateral, held 1:1 with no rehypothecation, which means your gold stays yours while it backs the loan.

Crypto Briefing

Ledn adds Tether Gold as collateral for Bitcoin-backed loans

Ledn has rolled out support for Tether Gold, extending its Bitcoin-focused lending and custody platform with tokenized gold.

#bitcoin

Holding a big BTC stack and want a mortgage against it? Coinbase's first bitcoin mortgage reveal let critics trace the borrower's home. Pledging BTC as collateral can tie your stack to your address.

Protos

Did Coinbase doxx its first bitcoin mortgage customer?

Coinbase seemingly doxxed the physical address of a BTC-backed mortgage customer during a high-profile product launch.

Strike says its bitcoin loans cannot trigger forced liquidation. Built with Tether: APRs from 7.49%, $2.1B facility, proof of reserves. Terms vary by lender. Read before you borrow.

Bitcoin Magazine

Strike CEO Jack Mallers Announces Lending Proof-of-Reserves, Volatility-Proof Loans, And Backs Tether Merger Plan

Strike CEO Jack Mallers announced a series of product updates and strategic moves at the Bitcoin 2026 Conference.