The 50-year mortgage idea really is an IQ test for those that don't understand how to leverage debt. With a lower payment & interest rate, if you put the savings (the difference between your old & new payment) into an asset that grows faster than the mortgage interest rate which is obviously Bitcoin then you just covered the difference in total interest - and then some. You don't have to do a 50 year mortgage if you don't want, but if the terms are favorable, you can bet I will.

I look forward to Bitcoiners learning who the tax code *really* applies to (because it is all constitutional) and what you can do about it. Once it clicks, you will understand why the IRS has been coming after you all these years (even if it's somewhat fraudulent).

We need more applications removing financial power from companies that have "employees". If a function can be performed without the need for a company, then it should be done that way. Every little bit that can bring financial power back to humans is another step away from the State and toward sovereignty. One particular area that I think should be focused on is delivery systems. FedEx, UPS, USPS, DoorDash, Uber - I believe all of these could be performed peer-to-peer in one system, starting locally and then eventually containing "hubs" in the way some of these systems do, as it scales. Who's working on this? I've "Clauded" a very rough draft, but that's the extent of my ability in this area. @ODELL @calle @Derek Ross @PABLOF7z @Vitor Pamplona @jb55

If you're a Bitcoiner who has any fiat holdings left, while you could get a low LTV loan to cover any emergency expenses and will likely pay for itself in the long-term, then you are definitely missing out on Bitcoin growth. Of course you must consider custodial risk, but that seems to be declining. You would likely not need to use a large portion of your stack for a quick, emergency loan, regardless.

Daily sunlight breakfast with the little one