Went down a bit of a rabbit hole with Grok about BTC loans .. something that will most likely become a thing in the near future.
Assuming a few things:
+ A low interest rate of 5%
+ A starting BTC price of 250k
+ A 10% BTC buy with the loan proceeds and put into cold storage
+ CAGR of 50% diminishing @ 5% annually... over 20 years...
Pretty interesring experiment.