The USA by the numbers:
Instead of being evidence of healthy growth in productivity driven by new investments (from accumulated savings), the US map looks like an inflationary boom driven by debt.
Total M2 money supply in he US has grown 158% this century.
Total federal government debt has grown by 560% since the start of the new millennium, from $5.6 trillion to $37 trillion.
Total debt–public, private, and corporate–has grown 281%, from $26.8 trillion to $102.2 trillion.
Household net worth data from the Fed says US households are 290% richer this century, from $41 trillion to $160 trillion.
This isn’t a history-making boom. It’s an inflationary asset bubble pumped up by record debt accumulated at historically low interest rates (which are now moving up).
Source: Bonner Research
The chart highlights a historic shift in the U.S. housing market toward buyers in April 2025, with nearly 500,000 more sellers than buyers—the largest gap in decades. This suggests - NOBODY BUYING, EVERYONE SELLING which will drive a cooling RE market. In order to sell sellers may need to lower prices. Youth have no cash to buy nor can afford high mortgage rates. I also have a theory that people are selling real estate to buy hard assets like BTC and TSLA - and renting instead or even downsizing their homes.
Source: Invest Answers
Saylor and Strategy's financial chess game has been doing very well since 2020:
Capital Markets: tapped out.
NAV PREM Tanks, he sells preferred and buys the stock back cheap.
NAV PREM Rises, he sells stock, buys Bitcoin, which raises BTC price.... which raises MSTR price, which gets the Preferred excited.
Checkmate.
AI is already good at doing things like writing code, analyzing data, and making documents, which are big parts of office work. A 2023 study by McKinsey said 30% of office tasks might be done by AI by 2030, but Amodei thinks it’ll be faster—50% of starting jobs gone by 2030. If businesses start using AI at a steady rate of 15% each year, and 60% of them use AI for office work by 2030, there’s about a 70% chance that 40-50% of these jobs could disappear.
For bigger office jobs, like mid-level lawyers or accountants, the changes might take longer—around 8 to 10 years, so by 2033-2035. These jobs need more complex thinking and personal connections, which AI can’t fully do yet. If AI improves at these harder tasks by 10% each year, there’s a 40-50% chance mid-level jobs will be affected by 2035. There’s a 90% chance entry-level tech jobs are already being changed. If only 30% of leaders and companies listen to these warnings, there’s a 70-80% chance of big problems, with unemployment possibly hitting 15-20% by 2030, starting with tech and office jobs in 2025 and growing over the next 10 years. I see the signs all over already starting with big tech and consulting. Source: IA
HOW TO SURVIVE:
1. Learn AI skills
2. Build a portfolio of Assets that will ride this wave.
What It Means: The richer you are, the more you gain—especially the ultra-wealthy, who could get hundreds of thousands more. This points to big tax cuts for high earners, like on investments or capital gains. The bill favors the rich. The top 1% (especially the top 0.1%) get huge boosts, while the bottom 40%—especially the poorest—lose money. This widens the gap between rich and poor.