Savings and spending Savings are the store of excess you create against future uncertainty Bitcoin is the ultimate savings tool As Bitcoin goes through this crazy monetisation process, those savings get turbo-charged Many will find themselves with new and previously unimaginable choices open to them, and to their families and their communities This is where spending comes in Should you have excess savings - beyond your definition of “enough” - then you can now make meaningful change to those lives you care most about Fundamentally you need to search and find what matters to you, and what change you can make in the world, once you’re making decisions without regard to financial impact This is a significant mindset shift The mantra of “never sell your bitcoin” has a useful meme half-life of two cycles: the first where you are still learning what Bitcoin is, and the second where you’re stacking like a crazy person After that, be extremely cautious of those screaching “never sell your bitcoin” at you - they most likely have a product for you There is NO borrowing without risking your collateral In the end .. exactly what part of “permissionless money” are some of these folks not getting?

Beware your ego trap One of the best bits of advice i received as a young software developer was: “it is amazing how much you can achieve if you don’t care who gets the credit” Never were truer words spoken Resonated then, and as a Bitcoiner even more so. Figure out what your mission is. Focus on *it*. Think hard about your ego and don’t let it run the show Remain humble 🤝

Grateful to y’all One of the most subtly beatiful things Bitcoin brings is other Bitcoiners from all across the planet I’m so grateful for the many I’ve met and know who’ve challenged me, taught me, argued with me, corrected me, helped and guided me .. and the many I’ve had the pleasure to laugh and drink and eat and talk with If you’re a Bitcoiner who hasn’t met other Bitcoiners yet, consider doing so as the rewards are vast 🧡

Sats IS the standard Bitcoins (plural) are for the fortunate who own more than 1 Don’t hate on your favourite influencer for only having a single bitcoin 😜

Clarity of thought on “growth” The constant need for growth is a conceptual cancer forced by fiat 👇 View quoted note →

Less than 12 months until 95% of #Bitcoin's supply issued Good morning #AUStriches

have a bias to action 🤝 View quoted note →

Still so early Lunch yesterday with a long time colleague who has significant board, corporate and public sector experience and acumen. One of the smartest people I know .. yet dismisses Bitcoin as "Greater Fool Theory" Realised I'm past the point of explaining gaps(chasms) in peoples' understanding where they've "reached a conclusion", unbounded by any actual research or effort. Genuine questions .. I've got endless time Done wasting my precious time with those who are unteachable

Talking Bitcoin to my nieces & nephews I’m a Bitcoin uncle with young adult nieces and nephews starting to make their way in the world .. here’s my simple start of introducing Bitcoin to them. Opening the door to owning their own home has been a powerful point My key messages: - Financial security takes time - Bitcoin is for savings - Think in 4y terms or more - Bitcoin can secure your own home Australian housing data from bitcoinbushbash.info/houseprices Bitcoin price charts from @ChartsBTC 1. The ladder of financial security - where are you? - where do you want to get to? - what’s your next step? 2. Bitcoin is volatile - what do you see? - often lols about 3G,1R and memes 😃 3. Bitcoin is not volatile - now what do you see? - Always up on a 4y timeframe - now look at the left hand side .. WTF?! 4. To own your own home, save in bitcoin - big emotional impact here - bitcoin goes up faster than housing - saving in bitcoin makes ownership possible