‍GENIUS Act & MiCA: Reshaping the Stablecoin Market New regulations in the US (GENIUS Act) and EU (MiCA) are set to transform the stablecoin landscape. The focus is shifting from reserve transparency to the legal rights of holders, creating a divide between "constitutional cash" and "synthetic assets." Tier 1 tokens will offer statutory redemption rights and high-quality reserves, while Tier 2 will include yield-bearing products that may reprice as risk assets. The SVB crisis highlighted the need for robust redemption liquidity and legal priority, influencing these stringent new requirements. Both regions aim for stability, but with differing approaches: the US emphasizes a strict separation between money and investments, while the EU enshrines enforceable redemption rights. Multi-issuance and potential "run magnets" remain key concerns for regulators. https://cryptovka.ru/en/news/8996/genius-act-and-mica-regulations-to-reshape-global-stablecoin-market

‍PBoC Reports 5% GDP Growth for 2025, Signals Monetary Easing The People's Bank of China (PBoC) has confirmed the national economy achieved its 5% GDP growth target for 2025 in its Q4 Monetary Policy Execution Report. The central bank highlighted its adoption of a moderately loose monetary policy, utilizing financial instruments to strengthen counter-cyclical adjustments and ensure liquidity for the real economy. This monetary easing, while focused domestically, may influence global liquidity and cryptocurrency markets, as historically observed with Chinese policy shifts impacting risk assets. https://cryptovka.ru/en/news/8995/pboc-q4-2025-report-china-hits-5-gdp-target-amid-policy-shift

‍Defiance Capital reallocates 75% of assets to international markets Prominent investor Kyle from Defiance Capital has shifted 75% of his investment portfolio to non-US markets. This strategic move is driven by observations of a structural bull market in international equities, contrasting with significant bidirectional volatility (exceeding 20% in four months) and currency devaluation risks in North American markets. The investor's analysis indicates a divergence in global economic trends, with non-US territories perceived to offer more stable growth potential. This reallocation highlights growing caution regarding Western financial hubs and underscores the importance of geographical diversification. https://cryptovka.ru/en/news/8994/defiance-capital-shifts-75-of-portfolio-to-international-markets

‍GoMining Launches Simple Earn for Autonomous Bitcoin Yield Generation GoMining has introduced Simple Earn, a new feature enabling users to generate yield directly in Bitcoin (BTC) through a simplified interface. The system autonomously routes assets into secure earning protocols, distributing rewards every four hours and auto-compounding earnings without lock-up periods. Yield is influenced by market conditions and VIP levels within the GoMining ecosystem. "One button, and your assets start working for you autonomously," stated CEO Mark Zalan, aiming to simplify DeFi for users. The feature expands GoMining's offerings, which include mining and a payment card, servicing over 5 million users globally. Simple Earn is currently unavailable to US residents. https://cryptovka.ru/en/news/8993/gomining-launches-simple-earn-for-autonomous-bitcoin-yield-generation

‍MEXC AI Trading Suite Surpasses 2.35 Million Users in Six Months The MEXC cryptocurrency exchange reports that its AI trading suite has attracted 2.35 million users since its launch in August 2025. The platform has recorded over 10.8 million interactions, with an average of 93,095 daily active users. The MEXC-AI bot is the most popular feature, accounting for 51% of suite activity. The AI infrastructure successfully handled increased volumes during the market flash crash on October 11, 2025. "We applied artificial intelligence to solve concrete trading challenges and deliver measurable value to users," stated Vugar Usi Zade, COO of MEXC. "Technology only matters if it helps users act faster and with more clarity, especially when volatility hits." https://cryptovka.ru/en/news/8992/mexc-ai-trading-suite-reaches-2-35-million-users-in-six-months

‍Wintermute Forecasts Bitcoin Consolidation Amidst Falteiring Demand Market maker Wintermute reports that Bitcoin is entering a consolidation phase due to a lack of institutional demand and macroeconomic headwinds. Recent deleveraging events, triggered by factors including Fed Chair nominations and disappointing tech earnings, have seen $2.7 billion in leveraged positions liquidated. Sustained outflows from Bitcoin ETFs in the U.S. (totaling $6.2 billion since November) and increased investor focus on the AI sector further contribute to market pressure. Low spot trading volumes indicate insufficient demand for a sustained breakout, suggesting Bitcoin's price action may remain range-bound without new catalysts. https://cryptovka.ru/en/news/8991/wintermute-forecasts-bitcoin-consolidation-as-market-demand-falters

‍China to Deploy AI in Public Bidding Systems by Late 2026 The National Development and Reform Commission (NDRC) is integrating Artificial Intelligence (AI) into China's public bidding and tendering infrastructure. This initiative aims to modernize public procurement through automation and digital intelligence, enhancing transparency and efficiency. By the end of 2026, pilot provinces will implement AI for automated tender document review and bid evaluation assistance, including identifying bid-rigging schemes and automating compliance checks. Nationwide expansion is targeted by the end of 2027. The move aims to eliminate human error and reduce corruption, aligning with global trends of AI and blockchain intersection for verifiable public spending records. https://cryptovka.ru/en/news/8990/china-ndrc-to-deploy-ai-in-public-bidding-systems-by-late-2026

‍Gemini Exits UK, EU, and Australia, Focusing on US and Singapore Gemini has announced its withdrawal from the UK, EU, and Australia markets to concentrate on operations in the US and Singapore. This move has prompted concerns regarding the UK's regulatory landscape, with industry experts citing an "unfinished rulebook" and high compliance costs as deterrents for established platforms. Susie Violet Ward, CEO of Bitcoin Policy UK, stated, "Capital goes where it can operate with clarity and confidence. The UK is currently a harder place to deploy capital than jurisdictions offering clearer frameworks." The UK is transitioning to a comprehensive authorization regime under the Financial Services and Markets Act (FSMA), with a specific application window from September 30, 2026, to February 28, 2027. The new prudential regime is expected to be fully effective by October 25, 2027. The future success of the UK crypto sector hinges on the FCA's ability to balance regulatory ambition with operational feasibility. https://cryptovka.ru/en/news/8989/gemini-exits-uk-market-a-major-setback-for-global-crypto-hub-ambitions

‍Vitalik Buterin Proposes Decentralized Ethereum Strategy for AI Safety Ethereum co-founder Vitalik Buterin has outlined a strategy for AI development centered on decentralization and safety, leveraging the Ethereum blockchain. His proposal, based on a four-quadrant framework, emphasizes privacy-centric infrastructure and cryptographic verification to empower users rather than enable centralized control. Key aspects include private AI interactions using ZK payments, economic layers for bot-to-bot commerce on Ethereum, and cypherpunk verification for smart contract auditing. This approach contrasts with centralized AI models, aiming to establish Ethereum as a foundational layer for autonomous agents and agentic commerce, ensuring transparency and decentralized accountability in AI's evolution. https://cryptovka.ru/en/news/8987/vitalik-buterin-proposes-decentralized-ethereum-strategy-for-ai-safety

‍Fed’s Waller: Crypto Euphoria Fades as TradFi Ties Strengthen Federal Reserve Governor Christopher Waller noted that the initial euphoria surrounding digital assets is cooling, attributing this to increased integration with traditional finance. Institutional investors are adjusting risk mandates, leading to market recalibrations and price corrections, with Bitcoin experiencing a significant dip from its peak. The Fed also plans to introduce "payment accounts" for fintech and crypto firms by late 2025, offering limited central bank access. These accounts will have balance limits and will not earn interest, aiming to foster innovation while managing systemic risk. Waller stated that market volatility is an inherent characteristic of this asset class. https://cryptovka.ru/en/news/8986/fed-s-waller-notes-cooling-crypto-euphoria-as-tradfi-ties-deepen

‍SEC Commissioner Urges Balanced Approach to Tokenization SEC Commissioner Mark Uyeda advocates for adapting existing securities laws to blockchain technology rather than creating new regulations for tokenized assets. He emphasized that tokenized securities still fall under current disclosure, custody, and investor protection mandates. Uyeda's stance prioritizes integrating DLT assets into the established legal framework, aiming to reduce regulatory friction and foster innovation in Real World Asset (RWA) tokenization. https://cryptovka.ru/en/news/8985/sec-commissioner-mark-uyeda-advocates-for-tokenization-growth

‍Chainlink Co-Founder: Current Crypto Bear Market Is Unique Chainlink co-founder Sergey Nazarov believes the current crypto downturn differs from previous "crypto winters." Key factors include the resilience of industry infrastructure and the decoupling of Real-World Asset (RWA) tokenization from speculative price action. Nazarov highlights that major institutional liquidations have not occurred despite volatility. The on-chain value of tokenized RWAs has surged 300% in the past year, showing independence from Bitcoin's price. Demand for on-chain systems and real-time data remains high. The sell-off is also influenced by external macroeconomic factors, such as potential AI sector downturns and Federal Reserve policy shifts, rather than solely internal industry failures. This suggests a maturing ecosystem focused on fundamental utility and institutional integration. https://cryptovka.ru/en/news/8984/chainlink-co-founder-explains-why-this-crypto-bear-market-is-unique

‍Ethereum Foundation Proposes zkEVM Proofs for Nodes An Ethereum Foundation member, ladislaus.eth, has proposed a significant architectural shift for the Ethereum network. The proposed transition involves moving away from nodes redundantly executing all transactions in a block, towards verifying execution correctness via zkEVM proofs. This change, outlined in EIP-80825, aims to streamline verification and boost consensus layer efficiency. This evolution would allow nodes to verify block validity without storing the full execution state or re-executing every transaction. Key implications include lowering hardware barriers for stakers and home validators, enabling self-validation on consumer hardware, and maintaining security through cryptographic proofs. To preserve decentralization and client diversity, validators will need to verify three out of five independent proofs. The feature remains optional, allowing traditional verification methods to coexist. https://cryptovka.ru/en/news/8983/ethereum-foundation-proposes-shift-to-zkevm-proofs-for-nodes

‍OSL Group Launches USDGO Stablecoin with $20 Million Incentive Fund OSL Group has officially launched USDGO, an enterprise-grade US dollar stablecoin designed to enhance global payment infrastructures and provide a compliant settlement layer for institutional clients. The stablecoin is initially deployed on the Solana blockchain with $50 million minted. To foster adoption, OSL Group has committed a $20 million incentive fund for the GO Alliance, a consortium focused on building a robust stablecoin ecosystem. This initiative aims to facilitate enterprise-level settlements and reduce friction in cross-border payments, responding to growing institutional demand for regulated digital assets. https://cryptovka.ru/en/news/8982/osl-group-debuts-usdgo-stablecoin-with-20-million-incentive-fund

‍Ethereum Foundation Partners with SEAL to Combat Wallet Drainers The Ethereum Foundation (EF) has announced a strategic sponsorship of the Security Alliance (SEAL) to combat wallet drainers and social engineering attacks. This collaboration, part of the "Trillion Dollar Security" initiative, will fund dedicated security personnel and develop new monitoring frameworks to protect the Ethereum ecosystem. Recent data shows significant losses due to phishing and wallet drainers. However, coordinated defense efforts in 2025 led to an all-time low of $84 million in losses from these exploits. SEAL plans to expand this model to other blockchain foundations. https://cryptovka.ru/en/news/8981/ethereum-foundation-and-seal-partner-to-combat-wallet-drainers

‍Vitalik Buterin Unveils Ethereum & AI Integration Vision Ethereum co-founder Vitalik Buterin has outlined a vision for integrating blockchain technology with Artificial Intelligence (AI). This synergy aims to enhance market efficiency, financial security, and individual agency, positioning AI as an empowering tool rather than a replacement for humans. Key areas of intersection include privacy-preserving AI, an economic layer for autonomous agents, on-chain code and transaction verification by AI, and enhanced decentralized governance. Buterin emphasizes using AI to tackle risks like address poisoning scams and to scale human judgment in DAOs and prediction markets, moving towards the cypherpunk ideal of "don't trust; verify." This integration could unlock greater transparency and decentralization in blockchain systems. https://cryptovka.ru/en/news/8980/vitalik-buterin-outlines-vision-for-ethereum-and-ai-integration

‍Fintech Groups Urge Fed for Direct Payment Access Financial technology associations, led by the American Fintech Council (AFC), are pressing the Federal Reserve to allow non-bank institutions direct access to U.S. payment systems. They propose a limited-purpose Reserve Bank account for payment activity, potentially bypassing traditional banks for stablecoin issuers and digital asset firms. This proposed account would enable fintech firms to clear and settle directly via Fedwire or FedNow, with strict operational limits to mitigate risk. Supporters believe this would reduce costs, speed up settlements, and lessen dependency on sponsor banks. However, traditional financial institutions cite concerns about financial stability and the lack of oversight for crypto-adjacent models, drawing parallels to deposit-taking without FDIC insurance. The Fed's caution is underscored by the Custodia Bank case, where access to a Master Account was denied. If implemented, this could significantly alter how stablecoin issuers manage liquidity and reduce their exposure to commercial bank failures, potentially creating a formal pathway for non-bank payment innovators. https://cryptovka.ru/en/news/8979/fintech-groups-push-fed-for-payment-accounts-linked-to-crypto-firms

‍Solana Whale Suffers Over $10 Million in Losses Amidst Volatile Trading A significant cryptocurrency investor, identified by the wallet address "degen-retard.sol," has experienced substantial financial setbacks, with total losses exceeding $10.2 million from multiple Solana (SOL) trades. The most recent loss amounts to $3.6 million after the investor liquidated 100,000 SOL, acquired approximately two weeks prior at an average price of $124 per token. Prior to this, the wallet had already incurred $6.6 million in losses on previous SOL trades. This case underscores the risks of market timing and asset volatility within the digital asset ecosystem. https://cryptovka.ru/en/news/8978/solana-whale-losses-exceed-10-million-following-volatile-trading

‍Binance Controls 87% of USD1 Stablecoin Supply, Forbes Reports A Forbes investigation, utilizing Arkham Intel data, reveals Binance holds approximately 87% of the USD1 stablecoin supply as of February 2026. This concentration of $4.7 billion out of $5.4 billion circulating tokens highlights significant centralization on a single platform. Binance states this is standard operational procedure due to user deposits and market-making activities. World Liberty Financial and a White House press secretary also commented, denying undue influence or conflicts of interest related to the stablecoin's promotion. https://cryptovka.ru/en/news/8977/binance-holds-87-of-usd1-stablecoin-supply-forbes-analysis-reveals

‍Base App Shifts Focus from Creator Rewards to Trading Coinbase's Base App is discontinuing its Creator Rewards program and Farcaster-powered social feed to concentrate on tradable assets. The initiative distributed approximately $450,000 to 17,000 participants over seven months, averaging $26 per creator. Jesse Pollak, creator of Base, stated the app needs to "do less, better," prioritizing financial instruments. Final rewards accumulation ends this Sunday, with payouts on February 18, 2026. The Creator Coins program remains unaffected. The app aims to become a self-custody wallet and trading hub. https://cryptovka.ru/en/news/8976/coinbase-strategy-shift-base-app-sunsets-creator-rewards-for-trading