Bitcredit Protocol

Save the date for the upcoming Bitcredit Space. Learn: — How Bitcoin can finance a real-world steel trade through Bitcredit Protocol. — How an peer-to-peer e-bill turns into e-cash. Instant liquidity, zero bureaucracy. – Q&A. – How to join the community and bring Bitcoin into the real economy. https://x.com/i/spaces/1dRKZaebDDXxB/peek

Bitcredit Protocol continues to tighten eBill towards Beta and progressing the eCash stacks towards MVP Alpha. – Finished email-based verification of electronic signatures for eBill. – Progressed self-sovereign eBill counterparty contact sharing. – Advanced the mobile wallet payment flow and transaction list. – Deployed a Wildcat instance for upcoming dev and Alpha testing. - PWA decided insufficient for Wallet due to Apple walled garden blocking NFC and biometrics. – Now preparing native app store setup.

Bitcredit gave a well-received talk yesterday for the "Future Forward" innovation festival at #WeXelerate in Vienna. Topic: The unpredictable and opaque traditional banking system and the promise of #Bitcoin. People think money in a bank account is “theirs”. But it is not. A bank can freeze "your" money at any time, delay transfers, debank you, or block "your" funds, just like that, without giving any reason, let alone a valid one. #Bitcoin fixes this.

Bitcoin’s volatility is due to the fact that it is not yet used in global trade. Once it becomes part of the real economy, Bitcoin will be the ultimate stablecoin. The way to achieve this is by enabling Bitcoin based supply chain finance. Join Bitcredit at Bitcoin MENA 2025 to learn more.

Please read carefully! The Bitcredit Protocol is often confused with companies that offer Bitcoin-collateralised fiat loans. They could not be more different. Bitcoin-Collateralised Loans These are fiat loans issued by state-regulated lenders. Nothing about them escapes the fiat system. - You hand over your Bitcoin as collateral, but the loan you receive is still fiat. - The loans primarily serve wealthy Bitcoiners’ consumption, not production. - High interest rates slowly eat away at your Bitcoin. - If markets turn, your Bitcoin can be taken from you. - In reality, it’s no longer truly your Bitcoin. - You remain fully inside the foul fiat framework. Nothing changes. Bitcredit Protocol Bitcredit is not a company. It is a software protocol for real economic credit—without banks, without lenders, without fiat. - Credit is simply deferred payment between free companies, not issued by a provider. - Businesses gain a powerful new liquidity mechanism, fully inside the Bitcoin economy. - Every credit is backed by real goods (real proof-of-work) and secured by the payer’s actual wealth under global bill of exchange law. - Credit is denominated and redeemable in Bitcoin. No more fiat, ever. - Credit is used 100% for production, no exceptions, which means the Bitcoin economy grows faster than fiat economies. - Discount rates are set by the free market, not a centralised lender. - Financing becomes the lowest-cost option available. - The system is either self-custodial (counterparty risk) or non-custodial (issuer risk), NEVER custodial. - These mechanics stabilise Bitcoin and push volatility below fiat levels. Everything changes.

Join Wednesday’s Community Space on X. Wednesday, November 5th, 16:00 UTC. 11am NY, 5pm Vienna. Agenda: • Satus of Bitcredit development • Insights from pilot customers • Open Q&A session Ask your questions. MC: nostr:nprofile1qqst0mtgkp3du662ztj3l4fgts0purksu5fgek5n4vgmg9gt2hkn9lqpzamhxue69uhhyetvv9ujuct60fsk6mewdejhgtcpypmhxue69uhkummnw3ezuetfde6kuer6wasku7nfvuh8xurpvdjj75nr7y8 Speakers: nostr:nprofile1qqsz42npvrt6t7lnh75leplg0lqgpa209zz6vcs88uexc974cr0d7lgpz3mhxue69uhhyetvv9ujuerpd46hxtnfduq3qamnwvaz7tmwdaehgu3wwa5kueg9mudxf, @MTbitcr, Karan https://twitter.com/i/spaces/1BdGYZgdVAyJX

Here is a live example of how a buyer and seller finance a trade with an Electronic Bill of Exchange on the free, open-source Bitcredit Protocol. They create an identity, issue an e-bill, and at maturity settle it on Bitcoin mainchain. The equivalent process can take weeks or even months with banks on fiat money. Try it out on Bitcoin Testnet: https://testnet.minibill.tech https://blossom.primal.net/22b7144b28543a46db332010ba37efdb4b3604758764848b59b65f549db6511a.mp4

Week 44 Update: Core team returned (exhausted) from a very busy, very successful participation at @LuganoPlanB. – Sneak mainnet version for internal users to test with real satoshis. – E-bill backend migrated protocol data from JSON to binary format. – Wildcat mint advanced with intermittent exchange between offline and online cases. – New component library used across eBill and eCash frontends. – Strong user feedback from early testers. – Talks to exchanges for guarantee asset listings. – Progressing on mint business structures for trade finance users. Week 44 Update: Core team returned from a busy, successful participation at @LuganoPlanB . – Sneak mainnet version for internal users to test with real satoshis. – E-bill backend migrated protocol data from JSON to binary format. – Wildcat mint advanced with intermittent exchange between offline and online cases. – New component library used across eBill and eCash frontends. – Strong user feedback from early testers. – Talks to exchanges for guarantee asset listings. – Progressing on mint business structures for trade finance users

This week Bitcredit joined Global Trade Conference (GTR) Türkiye in Istanbul: Turkish corporates, exporters, importers, manufacurers, traditional banks, and fintechs gathered to discuss current challenges in domestic and international trade finance due the politically captured fiat currency system, such as de-banking, credit risk-off and compliance bloat. Our keynote session explored: - Bitcoin as permissionless, unstoppable, and non-political settlement layer - Bitcredit as an enabler for direct, peer-to-peer export and trade credit Turkish banks showed high interest in electronic bills of exchange on Bitcoin rails. This free open source protocol will give rise to a new global form of lightweight 'non-banking", neutral and without a need for central banks and their inflationary fiat currencies.

Week 40 Update: Bitcredit Protocol is getting ready for @LuganoPlanB pushing for eBills v0.5 Alpha. We will showcase Bitcoin wholesale money for businesses at our booth in Villa Ciani 2nd Floor: – eBills is nearing function complete. This week added email notifications, state chain debug for individual and company ids, and finalised the eBill recourse flow. – All community members are invited to play with v0.4.9 on Testnet 3 from next week. – Wildcat Mints and Clowder Network prototypes are also making strides. We hope to give a glimpse of what's to come during Lugano. @

Today, Bitcredit is orange-pilling international trading companies in Istanbul, Turkey. 🇹🇷 Demonstrating unstoppable supply chain finance on #Bitcoin. Trade will find a way.

Week 42 Progress: Bitcredit Protocol wrapped up a busy week at a Global Trade Conference in Cairo, engaging with traders, exporters, local banks. Collecting feedback, and refining the eBill stack ahead of GTR Istanbul next week. – Added full eBill history with block-level timestamps and signing addresses for full auditability. – Introduced a mempool status label speeding up the "paid" transaction/confirmation status. – Progress with Wildcat Mint integration with Clowder Networks – Implemented relay security protection and initial memory/unit test coverage. Actively testing features with Pilot users.

Today, Bitcredit Protocol is represented at the 2025 Global Trade conference in Cairo 🇪🇬. Looking forward to orange-pill corporate producers, importers, and exporters. With #Bitcoin, they can get rid of an all the red tape, while speeding up transactions and removing droves of middlemen.

Bitcredit Protocol Week 41 Update: Bitcredit Protocol is pushing closer to eBills v0.5 Alpha while gearing up for GTR Cairo next week. – v0.4.9 is now live! Community members can explore the latest build and try out new eBill features directly. – Rolled out upgrades and bug fixes – Improved startup time - Fixed discount-rate calculations for eBill sale and minting - Users see payments en route in mempool – Pilot and eBill adoption discussions underway with several real economy companies

Week 40 Update: Bitcredit Protocol is getting ready for beautiful Lugano and @LuganoPlanB. Team is pushing for eBills v0.5 Alpha by then. Bitcredit will showcase Bitcoin wholesale money for businesses at a booth in Villa Ciani on 2nd Floor. Come visit! – eBills is nearing function complete. This week added email notifications, state chain debug for individual and company ids, and finalised the eBill recourse flow. – All community members are invited to play with v0.4.9 on Testnet 3 from next week. Last stop before v0.5. – Wildcat Mints and Clowder Network prototypes are also making strides. We hope to give a glimpse of what's to come during Lugano.

First, Bitcoin created a trustless digital asset. Now, the key purpose of Bitcredit Protocol is to remove trust from Bitcoin-based credit. This will create a Bitcoin credit money layer which enables adoption by trade and industry.

Yesterday at GTR Commodities Conference in Geneva 🇨🇭: Global Commodity Traders orange-pilled on #Bitcoin with Bitcredit Protocol in just 60 seconds. They received a promissory note for 21,000 sats on Testnet3 for their Proof-of-Work and walked away with a real Bitcoin T-Shirt, after endorsing their eBill to the virtual "Satoshi Fashion Store".

It’s Monday morning, the perfect time to remember that sudden debanking is a growing threat for international businesses. Whether you’re an SME or a large global trader, "your" bank access to payments and credit can be taken overnight. That’s why you should study Bitcredit, an open, permissionless, neutral credit money layer on top of Bitcoin. No weekends. No politics. Always-on liquidity.

Next week at BTC++ in Istanbul, Bitcredit Co-founder and Lead Dev Mykyta will walk through the complete process of issuing a Bitcoin-denominated bill of exchange between two companies and then using the eCash created for day-to-day payments. Businesses can finally use Bitcoin as a medium of exchange in trade and industry. Join us at BTC++ Istanbul: https://btcplusplus.dev/conf/istanbul

Bitcredit Project will participate at next week's nostr:npub1dwah6u025f2yy9dgwlsndntlfy85vf0t2eze5rdg2mxg99k4mucqxz7c52 conference in Istanbul which focusses on Bitcoin Scaling. Most bitcoiners think that Bitcoin scaling is merely a technical problem. That's part true but the bigger problem is a lack of monetary scaling. This blocks Bitcoin adoption in trade and industry. For the real economy, Bitcoin M0 needs an elastic currency layer M1 and a stable purchasing power. Bitcredit is building it. If your are a bitcoiner with business interest in the real economy, meet us there! https://btcplusplus.dev/conf/istanbul