Disclosure I don't do bitcoin loans. My worry would be Bitcoin has never been through a market cycle downturn. The last one we had was 2008. When the Dow goes down 50 percent, how far down will bitcoin go 80 or 90 percent? Be careful and mentally prepare yourself for this scenario. It will happen again and is quite frankly overdue. If you have 50 percent LTV loan, you will be liquidated. Stay humble. Stack sats. Be extremely careful with a bitcoin loan. Hell just work hard and save in Bitcoin. Leave it at that.