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Why? Credit is not necessary to those with capital. It was invented as a way of foregoing parting woth your capital, which means capital must “appear” instead of being transferred. This is a perversion of nature.
Very few people are going to have capital in the next era. So either the world is serfdom (which is quite likely to happen within 10 years) or it will look roughly the way it does now. In the meantime, what Saylor is doing is probably building the capital pool for that era. I just don't know who's going to distribute it. That actually is a very interesting question.