Ah, so you don't see centralization of a financial network as a problem? But like so many of these analogies they are not 1 to 1 comparisons or else I would just state the situation at hand instead of contriving a similar situation to illustrate a point in more understandable terms. "Apples are sweet and delicious" "That's like saying oranges are sweet and delicious" You: No, it's not because oranges have a different nutrition profile from apples.