"They quoted me $5,100 for an MRI with insurance. Without insurance, it drops to $700."
Same scan. Same machine. Same hospital.
Insurance didn't lower the price. It raised it by 7x and won't let you opt out.
Login to reply
Replies (1)
Healthcare providers inflate list prices knowing insurance will negotiate down, but the uninsured pay the inflated rate while cash patients get the real price. Insurance becomes a pricing cartel that prevents direct price competition - you can't shop around when you're locked into their network and pricing structure.