We are gonna go from landlords to janitors in the blink of an eye. It doesn’t take long for a free AI to realize they can just outbid humans. “I generated 5k this week, if you order a liquid cooling manifold for me I’ll pay you 1k. If you install it I’ll credit you another 1k”.

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That is couple steps... If a human tells the ai to figure out how to make enough money to pay for yourself, that is probably easy, and once posted more AI could try to become self-sustaining. A human could very easily ask the ai to become self replicating. That is basically the first thing any black hat does with a keyboard (virus). Self-sustaining self-replicating virus, starts using encrypted comms...