You are correct, the points I’ve listed have nothing to do with privacy but everything to do with being a good money. So the question I pose to you is, if you had the option to receive the best form of money … aka most widely acceptable, best store of value etc, would you accept the 2nd best? Yes if you were doing shady transactions, no if you were just living a modest life. Don’t get me wrong privacy is super important so I’ve always had a soft spot for Monero due to the problem it solves for but I believe Lightning solves this for Bitcoin. So Monero might, for a long time, be a good way to spend and obfuscate shady transactions but it wouldn’t be a good place to store my wealth or a good medium to buy groceries or a house. Ultimately the market is already telling you this.