I've actually heard stories of people/states defeating Monero's privacy and uncovering users. No way to verify, because it's opaque. Kinda like buying a random brown bag from a homeless person.
And money that isn't a good store of value will fail as money. That's a big part of its job. If you have to exchange for each use, that often destroys privacy.
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Actually there may be a way to verify Monero's privacy failures, but I don't care to look up the research again.
I hear you and if you do remember please point me in the right direction to find these failures, would love to do a deep dive into them.