Which part won’t work? You haven’t refuted anything I’ve said, it’s all just emotional pleas that some people just aren’t capable. If you’re someone who wants to live on a single income, there are any number of options - start doing schooling in off hours, move to a cheaper COL region, pay off debt, move into a cheaper home, sell your expensive cars, etc.. What about these options is not feasible for some people? Maybe they don’t want to move? Fine, but that’s a choice, not a limitation. Maybe they’re having a hard time getting the right job? Ok, but what’s the alternative? Just give up? Come on dude