Simple, I didn't actually buy Monero with the credit card. I had a fiat bill that came up, and instead of selling Monero for fiat, I paid the bill with the credit card, and will just reduce the amount I monthly put into Monero.
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Oh lol ok I see I see 🫡
The real question is why you still have a credit card?
I can recommend getting rid off it. That makes you much sharper in your judgements and even hells adoption. Because where there is a need, there is a way.