My bad brain fart lol yeah that may work but I haven’t run the numbers. Most my age are still trying to buy a home so this isn’t an option for everyone.

Plus new homeowners won’t have much equity to take a loan out against anyway and the interest rate is going to be pretty high on that as well. Fiat games are annoying.

If you own a house (finished with mortgage or just bought with cash), can't you take a loan against it?