For Zaplocker, this is a requirement, yes. But if you have a remote node you can connect it to the service with NWC and you won’t have this requirement
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Zaplocker's chains are just a symptom, NWC is the real leash held by Rockefeller's pals.
OK, I figured it out! I had to go to the bottom of the Lightning address settings screen and input my NWC string and lo and behold, receiving worked. 🙌
