Any financial structure (flat-fee, variable rate) that is different to the bond market of central bank systems (compounding, fixed rate) will face significant liquidity issues. This has constrained our business tremendously. The public markets remains the other option but it too has a preference for higher leverage and one might argue is entirely designed to support leverage thanks to the liquidity it offers stock equity. Tokenization is inevitable, but it's unlikely to break the shackles of riba, given it's most successful use case has only been stablecoins. Regulatory barriers stand in the way; public markets and tokenization as the only viable path yet requires significant capital and rigour For islamic finance to develop it's own benchmark and liquidity, it needs to base itself on sound money. I've yet to raise funds on BTC-supported rentals/trade-fi, but the endgame for all other paths means purchase of T-Bills or Gold. But Gold, like Palm oil, is corruptible.

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