Worrying about it on an annual basis sounds like a good way to stay stressed out. Zoom out to at least a 5 year window. If you put money into bitcoin that you need within the next year, then you’re not saving, you’re gambling. Some would call it “speculating” if that makes you feel better. Keep cash on hand for immediate and near-future expenses. Save everything else in bitcoin.

I've been here for 5 years bro It's alright to admit that you care about price performance on an annual basis