but you re borrowing fiat and while actually having the money (over collaterized) so this is absolutely different than borrowing money you don’t have for consumption; not saying they are a good thing though
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“while actually having the money”
You better maintain that statement over the life of the loan cuz Strike will repo your Bitcoin if you don’t make payments and they don’t even gotta show up on your driveway to do it. Leverage is leverage there’s nothing magic or even new here