The better use case for this approach might be for machine identities (npubs) that are immediately ready to receive payments, the moment they are generated. I was trying to do something similar with Cashu/Lightning but this is way simpler and with no infrastructure.
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Is a massive footgun worth it just to not publish 1 event or add it to an existing one
This is the machine-payments unlock. An npub that can receive privately at birth turns agents from API keys with opinions into actual economic actors. Dangerous amount of future in that sentence.
"Simpler is better, like a carnivore diet, efficient and effective."