Everyone who bought a Coldcard was absolutely and undeniably defrauded by the company that had one job - entropy - and failed. Some people were absolutely financially devastated as a result of a thief who super imposed another terrible injustice upon them. Others super imposed their own entropy and apparently were not absolutely financially devastated. But everyone who purchased the card was defrauded by the manufacturer and anyone financially tied to it and advertising that the card fulfilled its one job. One crime, that theft, was 100 yards wide and 10 miles deep. The other, the company fraud, is 1000miles wide. For some people it cut a few feet. For others, those 10 miles. But frankly, it’s lazy ethics to try to evolve this into a personal responsibility issue. If you bought a cold card apparently after 2021 the company and any of its de facto employees defrauded you. Part of personal responsibility is holding others accountable for their bad actions - even if you don’t feel particularly impacted by those actions, and even if you thought the people who committed them were nice guys or hung out in your club or had cool mottos.