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sure, that is a possibility. but there's no reason you can't transfer it to steel after arriving at your destination. anything you bring physically could theoretically get seized, therefore not having anything physical is ideal. it's all tradeoffs; everyone has to find their own balance
Memorizing a 12 word seed is very doable for a trip imo. Never in a million years would i trust that over time tho. I have quarterly reminders in my calendar to review my cold storage protocols to ensure me and my benefactors know how to use this stuff and that i don’t forget my pin etc. 🧡👊🏻🍻