Why aren’t you self custody? Clearly thats the cleanest route or maybe a multisig with someone like unchained capital route? Big question is always who are you trusting your custody with? Counter party risk from one company who has counterparty risk with another company is always 🧐

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Swan required 10 day holding period when they were using PT. Most people also set a threshold for moving funds on chain (I.e. 0.01 BTC or something). Either way because of that there were many who had their sats held up even if they wanted to move them prior.