Not sure what you mean by 5:1. You mean no more than 20% of your stack? Either way, I went in knowing that I could lose twice the sats worst case. I wouldn't like that but it's not a big enough deal to hurt us financially so I figured I'd test it out for the community and myself. I absolutely see how someone could get into a really bad situation during a substantial draw down. Which is why I drew a hard line when I did it. Some will get rekt. Others will get free cars. Lol Worst case I lose twice what I would have sold anyway (minus 20% if you count cap gains).