Why do folks think RBF default is a good thing? I always felt it had hidden dangers.
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It's fine if you don't accept 0-conf. Not running it consumes significantly more bandwidth now because 95% of miners run it so your node is constantly having to reconstruct blocks after they are mined.

GitHub
policy: enable full-rbf by default by 1440000bytes · Pull Request #30493 · bitcoin/bitcoin
This pull request enables full rbf (mempool policy) by default. #28132 was closed recently with this comment.
Rationale:
Full RBF config option ...