on chain fees are almost non existent
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today. you don't know what they're going to look like in the future.
you're thinking decades ahead. we will probably die in a stupid war before on chain fees are relevant
^
And this is why you should have a liquid and lightning stack.
It's not hard to imagine a scenario where fees spike to eye watering levels.
A nuclear accident in china for example, where people need to move in droves.
Sometimes fees are high, sometimes they're low