So I get 2% cashback?

“It’s better because it’s secured” yeah for you maybe I rather not have to put any collateral at risk to get a line of credit

I'm against not using #bitcoin as money

Depends on how they are used. Carrying a balance on a credit card such that loan interest accrues is indeed a bad thing in 95%+ of cases, IMO. I still hold and use a credit card and have collected thousands in rewards over the years... but I've never not paid it off entirely each month and thus have never paid interest on the borrowing (made mistakes with credit cards in my early twenties though). I guess if users are paying off their loan balance each month than they should never pay interest on it, correct? Will that be possible? Or will there be origination or other small fees? Will there be cashback involved? Wish you luck regardless.

I never used a credit card