what if Relay disappears. Ecash gone, right??

All the relays need to disappear.

No, once it's in your wallet, it's there. Even if the relay disappears. Only payments you haven't received yet (while you were offline) can potentially disappear if all relays they are published to disappear.

I was making a joke about the ACCESS MY WALLET (Pablos).....might of have been a reach of a joke