People crying about it when price goes down says otherwise.

I mean, nobody likes being liquidated...

It is not that they do not like it, it is that they are not aware that it can happen, especially on price spikes. The fake borrowing scheme hides the fact that what you are actually doing is marging trading. When NGU you are good, when NGD you will loose more then simply selling what you had when you needed the money.

If NGD, I can repay part of the loan or add collateral. The app warns you, it doesn't just liquidate.