Good morning lyn I guess I just say to myself by 2040 a 100 dollar fee to transfer will be half the price of a coffee. It’s all relative. It’s not really a big deal.

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I’m talking about today’s equivalent value. Not future inflated dollars. If it costs a cup of coffee to send an on chain bitcoin transaction in 2040 (and assuming no significant soft forks increased on-chain scaling in some way), it probably means the network adoption stagnated at some point.