I have seen lots of little things like transactions happening and then disappearing from wallets, relays deleting NIP-60 events and mints just disappearing. Sure, we can always blame the that user should be doing more before engaging with those players, but I also think the community expects more consistent apps and behaviors from operators.

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But I take your comments with respect, and I agree. Safety is top priority. I didn't recommend cashu for over a year until we had proper seed phrases..since then I haven't lost a sat.
I attempted to restore a cashu wallet from a seed phrase and saw zero sats as my balance (can't remember if it was Minibits or cashu.me)