Some clarification 110 can’t have a spot market and separate ticker unless a user rejected soft fork were to occur. As it stands today both chains will share the same ticker and will have parallel blockchains. All addresses / wallets will be able to spend on both chains. Your bitcoin wouldn’t be lost. The recipient could spin up a node on the competing chain and recover the bitcoin with their keys. The transaction could be in a different block height and have a different block hash. Moving forward UTXOs that originate on 110 chain will not be compatible with core chain and would be invalid because they do not exist on core chain.

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You're not considering that I can create a transaction that is invalid on BIP-110, and the transaction would never appear on the fork. At that point, the old UTXO's are still on the bip-110 fork, but represented by the new UTXO on the bitcoin fork. None of this matters though, because your transaction will take hours to confirm at a safe depth on BIP-110. Meanwhile the transaction history cranks away at 10 minutes per block on the psycho-normative chain. Forked UTXOs languishing on BIP-110 fork will be spent several times over on the Bitcoin chain.