I am speaking in reference to charity (self-less love (agape)) and the vow of poverty practiced by those in holy orders and consecrated laity. "the rate of increase of his wealth" only tells you how good he is at increasing wealth with little indication in why he is increasing his wealth, its shallow. It tells you nothing about the man other than that he is able to increase his wealth by some metric. A man who is willing to sacrifice mammon however or increase mammon for the sake of another, instead of being oriented around mammon for the sake of mammon, that is someone oriented toward Christ, even if they do not know Him by name. And if you believe Christ to be the Alpha and Omega, such a man will share, in a condescended manner, with those divine attributes of God, thus attributes that the eye cannot see, ear has not heard or the heart of man conceived will be allotted to him. It "tells much more" than the capacity to increase wealth.
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Spiritual capital is a form of wealth.
In the end, you have no way to know wether someone is truly faithful or not. I recently learned about this passage in the bible, where Pharisees are like cups. Clean from the outside, but inside, full of sin and unclean.
Someone could give up his millions to pretend finding spirituality, and be lying about it.
I agree with you in a sense, you have to willingly give up material goods to gain spiritual capital. But still, your wealth remains unchanged, and you had to have some wealth to begin with.
Same goes in the other way, if your cup is clean even from the inside, it will shine through life and compound, with relationships, opportunities, and maybe loop back into material capital.
In short, I'm not saying we should monitor a man's yealry bank returns, but instead watch the ripples as everything he holds (material and spiritual capital) floats in the ocean of life.