It's not a bitcoin card, rather I go through different exchanges around the planet at different times. I cant give you an example... @Bitcoin Well does a KYC exchange of 1.2%, no extra on the spread. Then I move that for free to one of my Fiat digital wallets that have no FX fees (Wise, wealthsimple, etc). Depending the country I'm in, I use the one that has the currency I need to use there to avoid the currency conversion. Although once you accumulate enough local currenciy, one could avoid those potential conversion costs from one to another to rebalance, but they are all still subject to inflation (and of course, not a good way to preserve your money... For those who are not "all in" yet). Some of the accounts do pay interest which more than offsets the currency conversion costs. I notice you mention that there might be "conversion fees" when paying with the card, are those like FX fees? This is why I want your product to work (and with NWC too already? Rock on!💪). Way more simple to send BTC directly to my digital wallet for spending, rather than having to do various maneuvering, although there is a bonus in keeping things a little bit separate. But every little bit counts (which we can agree) but your Bitcoin Rewards program might offset it enough to make the switch. So a few questions, apart from the one above... What is required to prove that one is a EEA citizens to open an account? I have loads of people I could recommend this card too who aren't as crazy as me in routing money to save a few sats 🙂 Can one transfer fiat (bitcoin to someone else's IBAN/Short code that is wither in EUR or other currency?) Can you easily freeze a card in the app?