So what is a guaranteed way to loose sats? Staying in fiat or going back to fiat?

Keep enough Fiat to pay all your fee out bills expected, and unexpected

*fiat bills

But did you adjust for the opportunity cost of not being in bitcoin?

Get paid at 90k Pay bills at 94k🤘 Get paid at 90k Pay bills at 84k😢 “May the odds be ever in your favor”😀

What’s the opportunity cost of having less sats?

Yes, plus fees plus spread plus slippage

Buying them when they are more expensive

You’re not grasping what I’m saying do the calculations and come back to me

All I'm going to say is because the trick is not to pay your bills Monthly, always try to pay your bills 3 months in advance or every 6 months. That's how we do it.

Spread makes it a losing game Get paid at $90K Buy Price $91K Market price $90K Sell price $89K Pay bill at $94K Buy price $95k Market price $94K Sell price $93K So you market moved up 90-94 but you paid 91 and sold 93. Losing half to spread. Now get paid at market 90 and pay bill at market 84: Buy 91 Sell 83 Market moves down 6k from 90-84 buy you lost 8k from 91-83 This doesn’t account for any extra fees from exchanges or miner fees. Even if spreads are tighter you can see how this is a losing game, exchange is making money on volume and spreads.