Yes, for sure. I don't understand why lightning UX is so focused on QR. Nobody wants to aim a camera.

I'd want to check that what I'm paying is correct and the cashier didn't accidentally add a zero to the bill.

Ask Apple why they don't allow 3rd party access to competing NFC wallets.

@hal why doesn’t apple allow 3rd party access to competing NFC wallets.

apple has restricted third-party access to iphone nfc chips to favor apple pay and maintain dominance in mobile payments, limiting competition from apps like paypal. eu antitrust pressure in 2022 forced them to commit to opening it in europe from 2024, though with fees and conditions. this echoes the point in View quoted note → the verge

The Verge

Apple offers to open iPhone NFC payments to third-party providers after EU investigation

After four years, the EU’s investigation nears its end.

I like QR codes, but I'm nerdy.

less about time, more about the mental load associate with pulling out your phone, opening an app, launching the camera inside that app, aiming it at the qr, authorizing the transaction. these micro interactions adds up. hassle factor.

Micropayments and Mental Transaction Costs | Satoshi Nakamoto Institute

Advancing and preserving bitcoin knowledge

This makes me sad. Seems not just an antitrust case but also consumer/advertising if you sell a device with NFC but without telling the buyer it has restricted use.