You’re obviously young and can’t recognize the goodness I am trying to pour in to you. If all you can learn right now is that holding your own keys matters and that having bitcoin in the future matters, that’s a step 1 major victory.

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Are you kidding me? What kind of boomer shit is this? Defend your ideas or kneel down when confronted with better ones.
You are lost, son. Bitcoin fixes this. Self-custody is the only way.
I appreciate the sentiment, but what do you do with your IRA or 401k? You can pay through the nose for a collaborative custody solution, but you can’t be the sole custodian and use that money in those types of accounts.