If I may add... "Cash on the internet" is laudably right in the white paper itself... The main impediment, IMO, remains TPowersTB that are determined to have complete identification, surveillance and control over the entire internet--first and foremost financial/transactional!

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Though, there seems a window whereby, due to great power competition, their will not be consensus on a complete, global internet control system
The main impediment is actually the limited blocksize. You can increase transactions per second by making bitcoin more centralized. That’s not a good tradeoff to make if you want bitcoin to replace central banks.