I would say when they first get a job. First paycheck. Explain how savings works. Interest. The dollar in general and how it’s set up to depreciate. They should be old enough by then to understand what you’re saying. As well as old enough to not listen to you because they think you’re a dumb adult 😭.
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Well said there, how about when they get paid at home after getting their chores done or get an item they want bought for them after performing some form of task? Do you think that counts ?