it's a weird argument to make because you're implicitly giving the upside to someone else. but ignoring that, you can buy stability on off-ramps. why not buy bitcoin at the time of use, use it as cash, and let the other party park it wherever is best for them? you probably have no idea how much simpler that is than what the world currently has
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That's how world works man, stable units of account are used because of their stability, not about a possible upside on your wealth.
you pay on btc in two forms.
- you need an alternative moe with censorship resistance.
- you already win a lot on btc and you have a great proportion of your wealth on btc, so paying debts and other obligations in btc is better than transfer your wealth on btc to fiat and settle the obligations on fiat.