most people *do not care* if the payment is peer to peer or not. They want it to work well and not cause problems. Look at the OP. He had a $5 payment jammed up. The CS graduate developer of the most popular Nostr client in the world is describing 30% failure rates with zaps. Custodial LN has become untenable because of regulators, noncustodial LN is completely unreliable when you get any significant number of people using it. It’s not working. Bitcoin is now competing with Monero. Because Monero is banned in so many jurisdictions, nearly all of its value is because of its use as a medium of exchange and not speculative. In contrast, most of Bitcoin’s value comes with jerkoff treasury companies/Saylor types trying to convince pensioners to buy it. This is not sustainable. If you want peer to peer payments, you have to have a payment network that will attract peers. Using LN as money has become garbage in nearly the entirety of the world.