Also most people dont place much value in privacy. We have enough trouble telling people bitcoin isn't just money laundering / drug money / terrorism financing. Imagine explaining Monero to them.
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LOL imagine that conversation
be like most people, get what most people get.
I'm not disagreeing with you, I'm simply giving the normal person perspective. Most people still store their wealth (if any) in fiat, have 0 financial privacy, and have the full risk of rug/censorship by their bank. Most do this despite knowing about Bitcoin, "crypto", etc.