This is such a dystopian take. I mean, why would you assume these people are always villains?? I don’t know the details, but given that these people are all boomers, they probably think primarily about the mentality that boomers uphold. Thus, it makes sense that they are probably thinking more about affluent people (boomers) and how to get them from a hoarding mentality to a ”investing in the future” mentality. Ie rearranging already existing fiscal, legal and financial systems to enable more unlocking of savings — this doesnt need to mean they will outright ”grab” the money from peoples savings.