It is better if you self custody. At least you avoid counterparty

Grandpa, that isn't "freedom money". You get arrested because everyone can see where you use it. 99% normal people don't care about a bisq, and they would still go after the donation recipients anyway. Monero fixes that.

Why do you have to spend it?

You always have a counterparty. With self-custody you become the counterparty 😁 For most boomers that is worse than Charles Schwab. Just check the Sparrow Telegram Support group and assess the risk of losing coins in self-custody. Self-custody is always better for ideological reasons (starve the beast) but isn't always a lower risk of losing your coins, e.g. doesn't even know what seed words are.